Wills can be a delicate matter. Just the mention of the word brings up issues that people would rather not think about. According to Caring.com, 78 percent of millennials (ages 18-36) and 64 percent of Generation Xers (ages 37-52) do not have a will. But if you have children, it’s important to make sure to put in writing exactly what your plans are for them, in the unlikely event of your death. Even if you don’t have children, having a will can spare loved ones from the burden of worrying about an estate. So don’t put off until tomorrow what you can put in writing today. Call today. And put your mind at ease.